MEMBERS-ONLY CALCULATOR
Tool: advances

Advances & Financing Options Calculator

Plan your campaigns like a label: plug in your numbers and see whether your idea makes sense before you spend money.

What you can do with this tool

  • Compare the true cost of credit cards, bank loans, and music advances using real repayment math.
  • See how interest, fees, and recoupment rates impact what you actually pay back over time.
  • Understand the cashflow trade-offs between fixed payments and revenue-based repayment.
  • Stress-test different payoff timelines to see when early payoff helps or hurts.
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Calculators are part of the Marketing Brainz toolkit. They’re designed for working artists and indie labels who want clear, realistic numbers instead of hype.

Video walkthrough coming soon.
I’ll show you exactly how to use this calculator with real campaign examples.