Privacy Policy

Last Updated: December 21, 2025

Payusnomind (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our Services, including our website, memberships, consulting, digital products, calculators, comparison tools, and related platforms.

1. Information We Collect

We may collect the following types of information:

• Account details: name, email address, login data
• Payment info: processed by third-party providers (we do not store card numbers)
• Usage data: pages visited, clicks, device type, IP address, browser type
• Form and submission data: info you voluntarily provide (comments, support messages)
• Consultation notes: only when required to deliver requested services

2. How We Use Your Information

• Provide and deliver our tools, content, and Services
• Verify membership access and account permissions
• Process transactions and send purchase confirmations
• Improve website performance and user experience
• Respond to inquiries and provide support
• Send updates only when you opt-in to communications

3. Cookies & Analytics

We use cookies and analytics tools (such as Google Analytics and/or Meta tracking pixels) to understand how our Services are used and to improve performance.

You can disable cookies at any time in your browser settings, though some features may not function properly.

4. Third-Party Services

We work with trusted service providers including:

• Stripe — billing and secure payments
• Google Analytics / Tag Manager — performance tracking
• Hostinger / Email Providers — secure hosting and communication

These providers access only the data needed to perform their services and must safeguard it according to their own privacy obligations.

5. Data Security

We take all reasonable technical and organizational measures to protect your information from loss, unauthorized access, misuse, or alteration.

6. Your Rights & Choices

• Access and update your account information
• Cancel a membership at any time
• Opt-out of optional marketing communications
• Request correction or deletion of personal data where applicable by law

7. Children’s Privacy

Our Services are not intended for children under 13. We do not knowingly collect personal data from minors. If we learn that a child’s information was collected, we will promptly delete it.

8. Data Retention

We retain personal data only as long as necessary to fulfill the purposes described in this policy, comply with legal requirements, and maintain business records.

9. International Visitors

If you access our Services from outside the United States, you agree your data may be processed in the U.S., where data protection laws may differ from those in your country.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes become effective when posted here.

11. Contact Us

If you have any privacy-related questions or requests, contact:
Email: contact@payusnomind.info