Terms of Use

Effective Date: 01/01/2025

Welcome to Payusnomind (also referred to as “Marketing Brainz,” “we," "our," or "us”). These Terms of Use (“Terms”) govern your access to and use of our websites, platforms, membership services, interactive tools, calculators, comparison tables, content, consulting services, digital downloads, and any other related services we provide (collectively, the “Services”). By accessing or using our Services, you are agreeing to be bound by these Terms. If you do not agree, you may not use the Services.

1. Changes to Terms

We may modify or update these Terms at any time. Updates become effective upon posting to our website. Continuing to use the Services means you accept the updated Terms.

2. Eligibility & Accounts

3. Intellectual Property

All content and functionality provided by Payusnomind—including but not limited to visual design, text, branding, calculators, data models, methodologies, performance metrics, comparison systems, guides, downloadable assets, graphics, and software code—is owned by Payusnomind and protected by U.S. and international intellectual property laws.

You may not copy, reverse-engineer, resell, reproduce, modify, or redistribute any proprietary content or technology without our express written consent.

4. Limited License to Use Services

Payusnomind grants you a non-exclusive, non-transferable, revocable license to access and use the Services for personal use only. Commercial reproduction, scraping, data mining, or competitive benchmarking is strictly prohibited.

5. Paid Services, Memberships & Refunds

6. Content & Accuracy Disclaimer

The Services may include calculators, financial comparisons, marketing projections, and informational resources. These are provided for informational purposes only and do not constitute legal, financial, or business advice. Results are not guaranteed.

Users are responsible for independent verification of all business decisions.

7. User-Generated Content

If you upload or submit content (including comments, profile details, images, or feedback), you grant Payusnomind a non-exclusive, worldwide license to display, store, and use that content as necessary to operate the Services.

You are responsible for ensuring your content does not violate any laws or the rights of others.

8. Prohibited Use

9. Limitation of Liability

Payusnomind is not liable for any damages, losses, or business outcomes related to the use of our Services, including but not limited to indirect or consequential damages.

We do not guarantee continuous uptime or error-free performance.

10. Dispute Resolution & Arbitration Agreement

To the fullest extent permitted by law, any disputes arising from use of the Services must be resolved through binding individual arbitration. You waive any right to participate in class actions, class arbitrations, or representative proceedings.

11. Termination

We may suspend or terminate access to any Services if you violate these Terms or if continued access poses a risk to the platform or other users.

12. Governing Law

These Terms are governed by the laws of the State of Maryland and the United States. Any permitted legal proceedings shall occur in Maryland.

13. Contact Information

For questions or concerns regarding these Terms, you may contact us at:
Email: contact@payusnomind.info