Funding & Finance

Look at advances, catalog deals, loans, and artist funding options with the numbers in front of you. This page brings together breakdowns, comparisons, and calculators so you can evaluate offers with a clear head.

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Tools & calculators

Funding Finder

See which funding routes may fit your goals, revenue level, and repayment comfort.

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Catalog Valuation Calculator

Estimate catalog value and compare sale or monetization scenarios.

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Advances & Loans Calculator

Compare advance and loan costs, repayment terms, and real tradeoffs.

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Distribution ROI Calculator

Project the economics of distribution choices and related revenue assumptions.

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Latest in Funding & Finance

Editorial

Selling the Rights to Your Music: What You’re Actually Giving Up (and Gaining)

Selling your music rights? Learn what you actually give up, what you get paid for, and how master, publishing, and royalty deals really work.

Mar 31, 2026

Review

Duetti Review: What's Great, Good, Bad, & Ugly

A clear-eyed review of Duetti, a music finance company that acquires master, publishing, and royalty rights. We break down what’s great, good, bad, and still unknown so artists can decide whether selling part of their catalog makes sense.

Feb 2, 2026

Review

Is Stripe Capital Good for Solopreneurs? A Hands-On Review

Thinking about taking a Stripe Capital advance? This hands-on review breaks down the real costs, repayment terms, and whether it’s worth it for solopreneurs, creators, and small online businesses.

Jan 7, 2025

Review

Affirm Buy Now, Pay Later Review: A Flexible Payment Option for Artists

Thinking of using Affirm to finance music gear or services? This review explores how Affirm works, its pros and cons, and whether it’s a smart move for artists and music professionals.

Jan 7, 2025

Review

Sonomo Review: A New Way for Artists to Fund Their Music

Sonomo is a royalty investment and music distribution platform allowing artists to sell future royalties in exchange for upfront cash, no loans, no interest, no credit checks. Here\\\\\\\'s how it stacks up.

Jan 7, 2025

Review

BeatBread Review: BeatBread Review: You Pay More Than You Get, Every Time

BeatBread offers music advances based on your past streaming revenue, not credit score. But are the high fees and vague terms worth it? Full review with pros, cons, and cost breakdown.

Jan 7, 2025

Review

Credit Cards: A Flexible Funding Option for Music Professionals

Explore how musicians and indie labels can use credit cards smartly to fund projects, manage expenses, and grow revenue, without falling into debt traps