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RSS Jan 7, 2025 11:50pm · Payusnomind
Is Stripe Capital Good for Solopreneurs? A Hands-On Review
If you’re a solopreneur, creator, or small online business owner, chances are you’ve seen an offer from Stripe Capital in your dashboard. It’s quick, requires no credit check, and the money hits your account fast, but is Stripe Capital really a good funding option? In this review, I break down my actual Stripe Capital offer, the repayment experience, and when it makes sense to accept it (and when it doesn’t).…
RSS Jan 7, 2025 11:49pm · Payusnomind
Affirm Buy Now, Pay Later Review: A Flexible Payment Option for Artists
What Is Affirm? Affirm is a Buy Now, Pay Later (BNPL) service that lets you split purchases into fixed monthly payments. Whether you’re buying a laptop, instrument, or software, Affirm pays the merchant upfront, and you pay Affirm back over time. For artists and music professionals, it offers a way to fund essential tools without wiping out your bank account or selling off your catalog.…
RSS Jan 7, 2025 11:47pm · Payusnomind
Sonomo Review: A New Way for Artists to Fund Their Music
What Is Sonomo? Sonomo is part music distributor, part royalty marketplace, and part trading platform. It allows independent artists to raise money by selling shares of their future royalty earnings. Unlike traditional loans or label advances, there's no interest, no recoupment, and no credit score needed. Investors buy royalty shares based on streaming data and future potential, and those shares can be traded, like stocks. This flips the script.…
RSS Jan 7, 2025 11:45pm · Payusnomind
BeatBread Review: BeatBread Review: You Pay More Than You Get, Every Time
BeatBread pitches itself as a modern funding option for independent artists: no labels, no credit checks, just cash based on your past earnings. Sounds good, right? Sort of. What you’re really getting is a loan, and a pretty expensive one, based on what your catalog already earns. It's the equivalent of "let me borrow $200 today and I'll give you $250 when I get paid at the end of the week."  Let’s dig in.…
RSS Jan 7, 2025 11:43pm · Payusnomind
Credit Cards: A Flexible Funding Option for Music Professionals
Credit cards are one of the easiest ways for artists and labels to access funding, but also one of the riskiest if you’re not intentional. In this post, part of our Funding for Music Professionals series, we break down how credit cards actually work, the pros and cons, how to use them without drowning in interest, and when they’re worth it. How You Qualify Getting a credit card is easier than securing a business loan.…
RSS Jan 7, 2025 11:31pm · Payusnomind
Business Loans: A Path to Growth for Music Recording Artists and Labels
Business loans are like that quiet producer in the back of the studio, you don’t see them, but they’re making everything happen. For music professionals, they can fund the next album, studio upgrade, or marketing campaign. But they can also sneak in costs and credit hits.…
Bluesky Nov 13, 2024 5:15pm · complex.bsky.social
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RSS Nov 3, 2024 12:43pm · Payusnomind
Symphonic Distribution Review 2025: Pricing, Features & Everything You Need to Know
Top Reason to Choose Symphonic Music Distribution  Symphonic specializes in EDM and related genres. It's the best choice if you make that style of music because it has the most extensive library of stores for genres in that wheelhouse.   Things of note Take Downs Symphonic charges a $20 fee per song it has to remove due to accusations of streaming fraud, copyright infringement, or any other violation.…
RSS Oct 4, 2024 2:47pm · Payusnomind
Chartmob.net & The Dangerous New Way Playlisting Scams Are Targeting Artists + What It Expose About Efforts to Curb Streaming Fraud
What Is Chartmob.net? Chartmob.net could be the most dangerous playlisting scheme I’ve ever seen. Normally, artists get solicitations for streaming scams in Instagram DMs and comments on posts that say things like "hot track, promote it on ’scam playlist USA" or something like that. An artist has to take the initiative of using the service. In the case of Chartmob, that pesky layer of friction called consent is thrown out the window.…
RSS Sep 21, 2024 3:46am · Payusnomind
Landr Review 2025: Pricing, Features & Everything You Need to Know
Landr Discount 20% Off Top Reasons to Choose Landr Bundles Landr bundles audio mastering, plugins, samples, digital audio workstations, and live video collaboration in plans starting at Studio Essential. It’s a unique offer you won’t find with any other distributor.…